Bank of America business credit cards

Earn money back on business-related purchases Bank of America® Business Edge Cash Rewards Mastercard® charge card
Earn points per money spent on travel purchases Bank of America® Business Edge Travel Rewards World Mastercard® charge card
Qualify for a low APR according to your creditworthiness Bank of America® American platinum eagle Visa® Business charge card

Lender of America packs a load of features into their trio of business charge cards, which all have unique offers, a mix of rewards without total annual fees.

But what gets minds turning is the lender of America Business Advantage Relationship Rewards program, which is available to select small-business clients. Among its various perks, a boosted rewards rate on the Bank of America® Business Advantage Cash Rewards Mastercard® credit card and Bank of America® Business Advantage Travel Rewards World Mastercard® credit card make these cards especially appealing to eligible cardholders.

Businesses more focused on tracking costs and saving a bit more on interest rates can look to the Bank of America® Platinum Visa® Business credit card. Here’s what each of these Bank of America business cards could do for your bottom line.
Bank of America® Business Advantage Cash Rewards Mastercard® credit card
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Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

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Purchase Intro APR

See Terms*

See Terms*

Balance Transfer Intro APR


Regular APR

See Terms*

Annual Fee


Additional Rates and Fees
Cash Advance Rate See Terms*
Cash Advance Fee 4%, Min: $10
Late Fee Up to $49
Penalty APR None
Balance Transfer Fee 4%, Min: $10
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don’t expire.
3% cash back on purchases at gas stations and office supply stores (up to $250, 000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases.
Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
Plus, if you’re a Business Advantage Relationship Rewards consumer, you can get upwards to a 75% rewards bonus on the bottom earn of each and every purchase you make. Your rewards added bonus is based on your enrolled tier – Rare metal 25%; Platinum 50%; or Platinum Honors 75%.

*See the web provider’s credit credit card application for details about words and conditions. Sensible efforts are made to maintain accurate information. On the other hand, all credit card information is presented without warrantee. When you click the “Apply Now” button, you can review the charge card words and conditions on the provider’s website.

See Particulars, Rates & Costs
That has it for?

Businesses that qualify for the Enterprise Advantage Relationship Rewards program and this focus spending on office supplies, gas and dining out.
Why we like it

You can start spending less and making rewards from the get-go, as the card offers …

3% procuring on purchases at gasoline stations and office supply stores (up to $250, 000 in combined purchases per diary year, after which you will get 1% cash back), 2% back on acquisitions at restaurants and 1% back on all other purchases
Intro See Phrases APR on purchases for See Terms billing process from account opening, with a regular variable purchase APR of See Phrases
A $200 statement credit after spending at the very least $500 in purchases within 60 days of bank account beginning
$0 twelve-monthly payment

The business enterprise Advantage Relationship Advantages turbocharges the card’s effective cash-back rate. Gold rate members get a 25% rewards bonus and American platinum eagle tier members get a 50% bonus. Platinum Recognizes members get a 73% bonus — which would mean earning 3. 73% on purchases at fuel stations and office source stores (up to $250, 000 in combined acquisitions each calendar year), 2. 75% back on restaurant purchases, and 1 ) 73% back on all the other purchases.
Watch out for

Pay attention to your gas station and office supply purchases. The rewards rate drops to a flat 1% after spending $250, 000 in this bonus category, but that’s a high spending cap that small businesses might not reach.

The card also charges a 3% foreign transaction fee, which makes it a poor companion on international business trips. Keep an eye on the purchase APR too. After the intro period ends, the regular purchase APR jumps to a variable See Terms, based on your business or personal creditworthiness.
How to use it

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